Monthly rates for $250,000 of coverage

Your Monthly Premium: If you are a male: Add coverage on your spouse for ONLY: If your spouse is also: $11.59 35 years-old $11.16 35 years-old $19.03 45 years-old $17.72 45 years-old $43.97 55 years-old $32.81 55 years-old $121.63 65 years-old $70.66 65 years-old

Premiums effective as of June 15, 2009.

Focus Term 10 - Level death benefit term to age 100 - premiums guaranteed level for 10 years - issued on policy form #051131700 by West Coast Life Insurance Company - Omaha, NE. State specific contestability and suicide provisions apply. Premiums are based on the Super Preferred Non-Tobacco rate class, are subject to underwriting, and may not apply if you have an adverse health history. Plan availability and provisions may vary by state. Your personal quotation will reflect your state of residency, and other individual profile information. Issued by West Coast Life Insurance Company - San Francisco, CA . State specific contestability and suicide provisions apply. West Coast Life Insurance Company does not solicit business in the state of NY.